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Vermont Paycheck Calculator (2026)

Estimate your Vermont take-home pay after federal tax, FICA, and Vermont state income tax.

How this calculator works

Like our other paycheck calculators, this estimates federal tax and FICA the same way regardless of state. On top of that, it computes Vermont’s own state income tax: your wages after 401(k) and pre-tax health deductions, minus Vermont’s own standard deduction and personal exemption, taxed through Vermont’s four-bracket schedule. Vermont has no state disability insurance tax, no employee-paid unemployment tax, and no local or municipal income tax anywhere in the state, so this calculator’s state-level estimate is already the full Vermont picture for a wage earner. Vermont’s Child Care Contribution, a 0.44% payroll tax, is entirely an employer obligation by default and only shows up on a paycheck if an employer specifically elects to withhold a small, optional, capped portion, so it is not included here.

The formula

(federal tax, FICA, and net-pay assembly are identical to the Texas calculator)

vtWages           = grossWages − pretaxHealth − 401(k) contribution

vtStandardDeduction = $7,650 (single) or $15,300 (joint)
vtPersonalExemption = $5,300 x number of exemptions (1 single, 2 joint)

vtTaxable   = max(0, vtWages − vtStandardDeduction − vtPersonalExemption)
vtIncomeTax = 2026 Vermont bracket schedule applied to vtTaxable
            (3.35% / 6.60% / 7.60% / 8.75%)

stateTax = vtIncomeTax

Worked example

A single filer earning $60,000/year, paid biweekly, with no 401(k) or extra deductions:

  • FICA: $4,590.00/year (same as any state)
  • Federal tax: $5,020.00/year (same as any state)
  • Vermont standard deduction: $7,650.00; personal exemption: $5,300.00
  • Vermont taxable income: $60,000 − $7,650 − $5,300 = $47,050.00, entirely inside the 3.35% bracket
  • Vermont income tax: $47,050 x 3.35% = $1,576.18/year
  • Net pay: $60,000 − $4,590 − $5,020 − $1,576.18 = $48,813.82/year, or $1,877.45 per biweekly paycheck

Vermont’s four bracket rates (3.35%, 6.60%, 7.60%, 8.75%) haven’t changed in years, but the dollar thresholds move slightly every year with inflation. Vermont’s Department of Taxes had not yet published a standalone tax-year-2026 rate schedule at the time this calculator was built, so the 2026 thresholds above were derived directly from Vermont’s own 2026 payroll withholding tables and checked against the Department’s own published cumulative tax figures at every bracket boundary, matching to the cent.

Frequently asked questions (FAQ)

What are Vermont's 2026 state income tax brackets?

Four brackets: 3.35%, 6.60%, 7.60%, and 8.75%. For a single filer, the 3.35% bracket covers Vermont taxable income up to $50,750, then 6.60% up to $122,850, then 7.60% up to $256,300, then 8.75% above that. The married filing jointly thresholds are $84,700, $204,750, and $312,050. These dollar thresholds move slightly every year with inflation.

Does Vermont have a standard deduction and personal exemption?

Yes. Vermont's own standard deduction (not the federal one) is $7,650 for single filers and $15,300 for married filing jointly, plus a $5,300 personal exemption for yourself and, on a joint return, your spouse. This calculator uses the most recently published Vermont figures, since Vermont had not yet published updated amounts for the current tax year as of this writing.

Does Vermont have a state disability insurance tax or other payroll tax besides income tax?

No. Vermont has no state disability insurance program (unlike California, New Jersey, New York, Hawaii, Rhode Island, and Washington) and no employee-paid unemployment tax. Vermont income tax is the only state-level payroll deduction this calculator applies.

What is Vermont's Child Care Contribution, and does it come out of my paycheck?

The Child Care Contribution is a 0.44% payroll tax that Vermont employers must pay to fund child care programs. Employees never owe it directly, and employers may (but are not required to) withhold up to a quarter of it, 0.11% of wages, from employee paychecks. Because that withholding is entirely optional and employer-specific, this calculator does not subtract it from your net pay.

Does any Vermont city or town have its own local income tax?

No. Vermont has no local or municipal income tax anywhere in the state, unlike Ohio or Pennsylvania where cities and school districts add their own tax on top of the state rate. This calculator's state-level estimate is already the complete Vermont income-tax picture for a wage earner.

Does contributing to a 401(k) lower my Vermont state tax the way it lowers my federal tax?

Yes. Vermont taxable income starts from your federal adjusted gross income, which already excludes 401(k) elective deferrals, so a 401(k) contribution reduces your Vermont taxable wages by the same amount it reduces your federal taxable wages. It does not reduce the wages Social Security and Medicare tax are calculated on.

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